82 working tools

Financial Calculator Library.

Search practical US money calculators. Results are saved locally only when you choose to save them.

Budgeting

Monthly Budget

Compare monthly income with essential and discretionary spending.

Budgeting

50/30/20 Budget

Split take-home pay into needs, wants and savings targets.

Savings

Emergency Fund

Estimate a target emergency fund from essential monthly costs.

Savings

Savings Goal

Estimate the monthly saving needed to reach a goal.

Investing

Compound Interest

Project an initial balance with monthly contributions and annual growth.

Investing

Investment Fee Impact

Estimate how annual fees can reduce a future portfolio value.

Investing

Dividend Income

Estimate annual and monthly dividends from a portfolio.

Retirement

FIRE Number

Estimate a financial-independence target using annual spending and withdrawal rate.

Retirement

Retirement Contribution

Estimate the monthly contribution needed for a retirement target.

Retirement

Retirement Income Gap

Compare expected retirement income with desired spending.

Debt

Debt Snowball Time

Estimate payoff time using balance, APR and monthly payment.

Debt

Credit Card Payoff

Estimate payoff time and interest for one credit-card balance.

Debt

Debt Consolidation Comparison

Compare current monthly interest with a proposed consolidation rate.

Loans

Loan Payment

Estimate a fixed monthly payment.

Home

Mortgage Payment

Estimate principal and interest on a fixed-rate mortgage.

Home

Home Affordability

Estimate a conservative home-price range from gross monthly income and debt.

Home

Rent vs Buy Snapshot

Compare annual rent with estimated annual ownership cost.

Home

Refinance Break-Even

Estimate how long closing costs take to recover through monthly savings.

Vehicles

Car Loan

Estimate a monthly auto-loan payment.

Vehicles

Lease vs Buy Snapshot

Compare simple three-year lease outlay with purchase payments.

Wealth

Net Worth

Subtract total liabilities from total assets.

Wealth

Savings Rate

Calculate the percentage of take-home income saved or invested.

Wealth

Inflation Impact

Estimate future cost after inflation.

Income

Salary to Hourly

Convert annual salary to an approximate hourly rate.

Income

Hourly to Salary

Convert an hourly rate to approximate annual gross pay.

Income

Overtime Pay

Estimate weekly gross pay including time-and-a-half overtime.

Business

Freelance Rate

Estimate a minimum hourly freelance rate from income target and billable hours.

Business

Business Break-Even

Estimate units needed to cover monthly fixed costs.

Business

Profit Margin

Calculate gross profit margin.

Business

Markup

Calculate selling price from cost and markup percentage.

Income

Side Hustle Profit

Estimate monthly profit after costs and taxes.

Business

Advertising ROAS

Calculate return on ad spend.

Business

Customer Acquisition Cost

Estimate marketing cost per new customer.

Business

Customer Lifetime Value

Estimate gross-profit lifetime value.

Budgeting

Subscription Cost

Calculate annual cost of recurring subscriptions.

Budgeting

Daily Spending Leak

Project a small daily purchase across one year.

Income

Pay Raise Impact

Estimate annual gross increase from a raise.

Taxes

Self-Employment Tax Reserve

Estimate a simple tax reserve for freelance or business profit.

Taxes

Sales Tax

Add sales tax to a purchase.

Shopping

Discount Price

Calculate a sale price after a percentage discount.

Shopping

Unit Price

Compare cost per unit.

Budgeting

Monthly Cash Flow

Compare monthly inflows and outflows.

Debt

Student Loan Payoff

Estimate student loan payoff using a simple planning model.

Loans

Personal Loan Payment

Estimate personal loan payment using a simple planning model.

Loans

Boat Loan Payment

Estimate boat loan payment using a simple planning model.

Loans

RV Loan Payment

Estimate rv loan payment using a simple planning model.

Home

Home Equity Loan Payment

Estimate home equity loan payment using a simple planning model.

Business

Business Loan Payment

Estimate business loan payment using a simple planning model.

Business

Equipment Finance Payment

Estimate equipment finance payment using a simple planning model.

Debt

Medical Debt Payoff

Estimate medical debt payoff using a simple planning model.

Debt

High-Cost Loan Snapshot

Estimate high-cost loan snapshot using a simple planning model.

Debt

Balance Transfer Saving

Estimate balance transfer saving using a simple planning model.

Savings

Vacation Savings Goal

Estimate vacation savings goal using a simple planning model.

Savings

Wedding Savings Goal

Estimate wedding savings goal using a simple planning model.

Savings

Down Payment Goal

Estimate down payment goal using a simple planning model.

Savings

College Savings Goal

Estimate college savings goal using a simple planning model.

Savings

Car Replacement Fund

Estimate car replacement fund using a simple planning model.

Savings

Holiday Savings Goal

Estimate holiday savings goal using a simple planning model.

Savings

Home Repair Fund

Estimate home repair fund using a simple planning model.

Savings

Pet Emergency Fund

Estimate pet emergency fund using a simple planning model.

Income

Etsy Profit

Estimate etsy profit using a simple planning model.

Income

eBay Profit

Estimate ebay profit using a simple planning model.

Income

Amazon Seller Profit

Estimate amazon seller profit using a simple planning model.

Income

Delivery Driver Profit

Estimate delivery driver profit using a simple planning model.

Income

Rideshare Profit

Estimate rideshare profit using a simple planning model.

Income

YouTube Net Income

Estimate youtube net income using a simple planning model.

Income

Newsletter Profit

Estimate newsletter profit using a simple planning model.

Income

Online Course Profit

Estimate online course profit using a simple planning model.

Property

Rental Yield

Estimate rental yield using a simple planning model.

Property

Capitalization Rate

Estimate capitalization rate using a simple planning model.

Property

House Flip Profit

Estimate house flip profit using a simple planning model.

Property

Short-Term Rental Profit

Estimate short-term rental profit using a simple planning model.

Investing

Portfolio Allocation Check

Estimate portfolio allocation check using a simple planning model.

Investing

Dividend Reinvestment Growth

Estimate dividend reinvestment growth using a simple planning model.

Retirement

401(k) Match Value

Estimate 401(k) match value using a simple planning model.

Retirement

Roth IRA Monthly Target

Estimate roth ira monthly target using a simple planning model.

Retirement

Pension Income Gap

Estimate pension income gap using a simple planning model.

Business

Inventory Turnover

Estimate inventory turnover using a simple planning model.

Business

Monthly Recurring Revenue

Estimate monthly recurring revenue using a simple planning model.

Business

Churn Revenue Impact

Estimate churn revenue impact using a simple planning model.

Business

True Employee Cost

Estimate true employee cost using a simple planning model.

Business

Consulting Project Price

Estimate consulting project price using a simple planning model.

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