Debt calculator

Debt Consolidation Comparison

Compare current monthly interest with a proposed consolidation rate.

Debt balance

Current APR %

Proposed APR %

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Estimated result—

Enter your figures and calculate.

How to use it

Use realistic current figures, then test a conservative and an optimistic scenario. Save the result only as a planning reference.

Open the Financial Health Score or browse related debt guides to turn the estimate into an action plan.

Estimates only. Verify important decisions with a qualified professional.