Planning calculator
Net Worth Calculator
Calculate an estimated net worth by adding cash, investments and property, then subtracting mortgages, loans and other debts.
Net Worth Calculator
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Enter your numbers to see a practical estimate.
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This saves only the relevant planning figures in this browser. Do not enter account numbers or card details.
How to use this result
If total assets are $307,000 and total liabilities are $220,000, estimated net worth is $87,000.
Calculate an estimated net worth by adding cash, investments and property, then subtracting mortgages, loans and other debts.
This calculator provides a simplified educational estimate. It is not financial, tax, legal, investment, insurance or lending advice.
Questions answered
Net Worth Calculator FAQ
Is a car an asset?
It can be included at a realistic resale value, although vehicles often lose value over time.
How often should I calculate net worth?
Monthly or quarterly is enough for most people.
What matters more than the number?
The direction over time. A rising net worth generally shows improving financial resilience.