Why Investment Fees Matter

Understand how annual charges can reduce long-term portfolio value.

Investment fees look small because they are quoted as percentages. Over long periods, however, fees reduce both current value and the future growth that value could have earned.

Compare like with like

Look at platform fees, fund charges, advice fees and transaction costs together.

Do not choose on fees alone

Cost matters, but so do diversification, risk, service and suitability. The point is to understand the full price.

Put it into practice

Use the connected calculator, save the result to your dashboard and review the figure during your next monthly check-in.