Plan the year
Annual Money Planner
Set clear yearly targets, compare them with recorded activity and keep major purchases visible before they become surprises.
Targets for this year
Quarterly rhythm
Quarter 1Set targets, clean up recurring costs and establish your baseline.
Quarter 2Review cash flow and adjust contributions before mid-year.
Quarter 3Prepare for annual costs and check long-term goals.
Quarter 4Complete the annual review and build next year's plan.